eBay Selling Fees UK 2026: The Complete Guide for Sellers
What eBay actually takes from a UK sale in 2026 — for private sellers, business sellers, Motors listings, and everything in between. Verified against eBay's 12 February 2026 schedule.
eBay UK has three fee setups in 2026, and which one you get depends on your seller type. Private sellers pay £0 on domestic UK sales — eBay charges the buyer a Buyer Protection Fee instead. Business sellers pay 10–13% per sale. That's a category-based Final Value Fee (6.9%–14.9%; most items 9.9%–12.9%), a per-order fee (£0.30 or £0.40), a Regulatory Operating Fee (0.35%), plus 20% VAT (reclaimable if VAT-registered). eBay Motors sellers (cars, motorcycles, vans) pay flat insertion + sale fees, not percentages.
Private seller vs business seller vs Motors — which one are you?
eBay UK has three seller types: private, business, and Motors. Each one pays very different fees. Pick the wrong one and it can cost you thousands a year.
| Seller type | Who qualifies |
|---|---|
| Private | Selling personal items you no longer want — clearing the loft, old clothes, an unwanted bike. Not buying stock to resell. |
| Business | You buy stock to resell, sell regularly, are registered with HMRC, or your turnover is over about £1,000/year (HMRC's trading allowance). |
| eBay Motors | Cars, motorcycles, vans, scooters, motorhomes. Vehicle parts and accessories sit in regular categories, not Motors. |
Your type is set by HMRC's trading rules, not by your eBay account setting. Buy to resell, sell regularly, or go past the £1,000 trading allowance and you're a business seller. eBay can spot the mismatch and charge you back-fees.
Private sellers
Private seller eBay fees — free on UK sales
Since 1 October 2024, private sellers pay nothing on UK sales — no FVF, no per-order fee, no regulatory fee. Your listed price is your payout. The buyer pays the Buyer Protection Fee on top.
Free selling applies when:
- You're registered as a private seller
- Your buyer is in the UK
- You're not in the Motors category
- You've listed fewer than 300 items this month
You still pay if:
- Over 300 listings/month: 35p each above the cap (inc. VAT)
- International buyer: a flat 3% of the total sale (not the tiered business rates)
- Paid upgrades (charged at listing):
- Subtitle – £2
- Gallery Plus – £2.50 (free in Clothes, Home & DIY, Pet Supplies)
- International Site Visibility – 30p fixed-price
- Special Duration – 35p
- Second category – 35p
- Promoted Listings – variable
- Dispute fee: £16.80 per chargeback (inc. VAT)
- eBay Shop: £19.99/mo — 400 free listings, the extra 100 include the 1-/3-day Special Duration upgrade
- Motors: separate fee model (see below)
Business sellers
Business seller eBay fees — the four-fee stack
Four separate fees hit every sale. Most sellers watch the Final Value Fee and miss the other three.
The four-fee stack:
- Final Value Fee: 6.9%–14.9% by category (most items 9.9%–12.9%), on item + postage
- Per-order fee: £0.30 if the order is ≤£10, £0.40 above
- Regulatory Operating Fee: 0.35% of the total transaction
- VAT: 20% on top of all fees (reclaimable on the Standard scheme)
Typical effective rate:
- 10–13% of the total transaction on most sales
- Higher (15%+) on small sales, where the fixed £0.40 takes a bigger bite
- Lower in banded high-value categories (Jewellery, Watches, Vehicle Parts), where the FVF drops sharply above the threshold
- Plus Promoted Listings if you opt in
The Buyer Protection Fee — what your buyer pays (not you)
On private-seller listings, the buyer sees an extra charge at checkout. This is the Buyer Protection Fee (BPF), added on top of your price. You don't pay it or even see it — you get 100% of your listed price. It's how eBay makes money on private sales since the October 2024 free-selling switch.
The BPF is tiered. The rate gets smaller as you move up each band:

The Final Value Fee (FVF) — eBay's commission, by category
You pay eBay's commission only when your item sells. It's a percentage of the total sale — the item price plus any postage the buyer pays. The rate depends on your item's category.
Most items sit in five core bands: 9.9%, 10.9%, 11.9%, 12.5% or 12.9%. High-value categories use banded fees: a higher rate on the first slice of the sale, then a lower rate above a threshold.

The Trainers £100 rule
Trainers (Men's and Women's Shoes > Trainers) have their own rule. The default FVF is the Clothes & Shoes base rate of 11.9%. But if the item price (postage excluded) is £100 or more, the whole sale flips to 7%. No band — a clean threshold flip.

A £1 price increase saves £5.02 in FVF. Listing trainers near £100? Reprice up.
Banded fees on high-value items
Several categories charge a high rate on the first slice of the sale, then drop sharply above a threshold. So on big-ticket items the real rate lands well below the headline. The calculator handles every band.

The per-order fee and Regulatory Operating Fee — the two extras most sellers miss
Two flat fees sit on top of the percentage FVF. They make a real difference on smaller sales.

Regulatory Operating Fee: a flat 0.35% on every business-seller sale (item + postage).
Insertion fees — when you pay just to list
Listing on eBay UK is free in most categories. Private and business sellers both get a monthly listing allowance. You only pay an insertion fee when:
- Private sellers go over 300 listings/month: £0.35 per extra listing.
- Business sellers have no Shop subscription: the free allowance is usually 1,000 fixed-price listings/month in most categories. After that, £0.30 per listing.
- eBay Motors listings: always pay a non-refundable insertion fee — see the Motors section.
- Reserve auction listings: the reserve fee is a kind of insertion charge (refundable if the item sells).
- Listing upgrades: Subtitle (£2), Gallery Plus (£2.50 — free in Clothes/Shoes/Accessories, Home/Furniture/DIY and Pet Supplies), International Site Visibility (business: 25p fixed-price / 4p–13p auction by start price ex VAT; private: 30p fixed-price / 5p–15p auction inc VAT), Special Duration 1-/3-day (35p), Scheduler and Buy It Now upgrade (both free). Reserve Price 4% of reserve, capped at £150, charged whether or not the item sells. You pay all of these at listing time, and they're non-refundable. Automatic relists and renewals don't re-charge the upgrade fee; manual relists do.
Listing 400+ items a month as a private seller? An eBay Shop subscription unlocks a bigger allowance. It's often cheaper than paying £0.35 on hundreds of extra listings. Use the Shop Tier Calculator to find your break-even.
Auction fees — same FVF, plus reserve price fee if you set one
Auctions don't cost more than Buy It Now. The Final Value Fee, per-order fee, and regulatory fee are the same. The only extra is the optional Reserve Price Fee.
A reserve is the lowest price you'll accept. The minimum on eBay UK is £50, and below it you don't have to sell. The Reserve Price Fee is 4% of your reserve, capped at £150 per item. You pay it even if the item doesn't sell — the FVF only applies when it does.
Auction sellers also pay more insertion fees when they relist unsold items. A fixed-price listing auto-renews until it sells, so one insertion covers it. An auction ends after its run (usually 7 days), and each relist is another use of your allowance.
eBay Motors UK fees — selling cars, motorcycles, and vans
eBay Motors UK sellers pay a flat listing fee plus a sale fee set by listing type — not a percentage Final Value Fee like regular categories. A private-seller car is £19.99 to list as a Classified Ad (no sale fee), or £14.99 plus a 1% capped fee (£25–£45) on auction or fixed price.
Motors has three listing formats:
- Classified Ad — highest listing fee, but no FVF when it sells. You finish the deal off eBay. Cheapest overall for vehicles that will sell.
- Auction-style — lower listing fee, plus a capped FVF of 0.9–1% when it sells. Buy It Now and Reserve Price are optional add-ons.
- Fixed price — same listing fee and FVF rate as auction, but no bidding.
Motors fees for private sellers (inc. VAT)

Motors fees for business sellers (ex. VAT)

Listing Designer and Scheduler are free in every format. VAT-registered motor dealers can apply for an eBay Motors Pro account, which has its own fees for high-volume dealers. Source: eBay UK Motors fees ↗.
Worked example — selling a £6,000 used car as a private seller:
- Classified Ad: £19.99 listing fee, no FVF. Total: £19.99. Cheapest if you're sure the car will sell — you handle the buyer off eBay.
- Auction-style: £14.99 listing + £45 FVF (1%, capped) = £59.99 total. Reserve adds £9.99.
- Fixed price: £14.99 listing + £45 FVF = £59.99 total.
Motors fees apply to both private and business sellers. The October 2024 free-selling change for UK private sellers does not cover Motors. VAT-registered dealers selling 10+ cars/month use the eBay Motors Pro account.
eBay Shop subscription fees — when paying for a shop pays off
The business Shop has three monthly tiers: Basic at £27, Featured at £77 and Anchor at £437 (all ex-VAT). Each step up buys a bigger listing allowance, lower insertion fees over it, and more branding tools — a shopfront, Daily Deals eligibility, packaging vouchers and the European Sales Booster.
Private sellers — £19.99/mo single tier
There's one option: £19.99/month (inc. VAT) for 100 extra free listings (400 a month, up from 300). Those extra 100 also include the 1- or 3-day Special Duration upgrade (normally 35p each). Go past 400 and the usual 35p overage kicks in. There's no FVF cut (private sellers don't pay FVF), no shopfront and no Daily Deals — it's just a listing-allowance boost. Worth it if you keep hitting the 300 cap, or want to try 1-/3-day durations without paying 35p each.

Source: eBay UK Shop subscription fees ↗. All prices ex-VAT; 20% VAT added on top (reclaimable for VAT-registered sellers).
Promoted Listings Standard — pay only when your item sells
Promoted Listings Standard is pay-on-sale advertising. You pick an ad rate (2%–20%) per listing or category. You only pay it when the item sells through a promoted spot, and it's based on the sale price without postage.
eBay's suggested rate is often 2–4 percentage points higher than you need. Put a 12% promoted rate on top of the 11.9% Clothing FVF and eBay takes about 25% of the sale.
For most reseller categories, 2–6% is realistic. Flip the Promoted Listings toggle in the fee calculator to see what each rate does to your net.
Promoted ad fees compound on top of FVF
A 5% promoted rate on a £100 jacket adds £5 — about half what the FVF took. On most sellers' P&Ls it's the single biggest hidden fee. Check your promoted spend by category every quarter. Rates that shift slow stock often don't pay off on fast movers.
VAT on eBay fees — 20% on top, reclaimable for VAT-registered sellers
eBay UK adds 20% VAT to every business-seller fee. That covers the Final Value Fee, per-order fee, regulatory operating fee, Promoted Listings, Shop subscription and listing upgrades. Your invoice shows fees both ex-VAT and inc-VAT.
On the Standard scheme, you claim all this VAT back as input VAT on your quarterly return. So your net cost matches a non-registered seller's.
On the Flat Rate Scheme, you usually cannot claim back VAT on eBay fees. That is the trade-off for a fixed lower rate. If you buy VAT-registered stock, Standard usually beats FRS once you count the fee-VAT you reclaim — worth 1–2 percentage points of your effective fee cost.
Nearing the £90k VAT registration threshold? Test your scheme choice with the VAT Strategy Calculator. The wrong scheme costs typical resellers £1,500+ a year.
How much does eBay take from a £X UK sale?
Short answer: on a typical business-seller sale you pay a 9.9%–12.9% Final Value Fee, plus the £0.30/£0.40 per-order fee, the 0.35% regulatory fee, and 20% VAT on those fees (reclaimable if VAT-registered). The fixed per-order fee makes smaller sales sting more — the table below shows the real total at each price. Private sellers pay £0.
All figures assume free postage, a non-VAT-registered seller, and no Promoted Listings. The 11.9% column is Clothes & Shoes & Accessories (the most common reseller category); the 9.9% column covers Books / Music / Films / general Cameras / Computers / Mobile / Sound & Vision / Video Games.

- Your effective rate drops as the price rises. The fixed £0.30/£0.40 per-order fee is a smaller slice of a bigger sale. A £10 Clothing sale costs 15.3% in fees; a £500 one costs 12.3%.
- Books / Music / general tech save 2 points on the variable rate (9.9% vs 11.9%) — that's £2 per £100 sale.
- Banded categories pull ahead on big sales. A £2,000 laptop in the Computers banded subcategory pays roughly £100 in FVF (about 5%), versus £238 in a flat 11.9% category.
International fees — what you pay when the buyer is outside the UK
Is your eBay address in the UK but the buyer's delivery address abroad? Then eBay adds an international fee on top of the standard fees. The rate depends on your seller type, and the two schedules are completely different:
Business sellers — tiered by buyer region

Charged on the full sale total (item + handling + postage + any tax) and taken automatically from your payout. Example: a £100 sale + £10 postage to a French buyer pays an extra 1.05% × £110 = £1.16. The same sale to a US buyer pays 1.8% × £110 = £1.98.
Private sellers — flat 3% (inc. VAT)
UK private sellers pay a flat 3% international fee on overseas sales. There's no regional tiering. On a £100 sale that's £3, charged on the total (item + postage + tax) and taken automatically.
To avoid it, block overseas delivery in your international selling policy. UK-only listings never get it.
Taxes eBay collects on your behalf — and how they affect the FVF base
In some countries (EU, UK, US, Australia and others), "marketplace facilitator" rules make eBay collect VAT, import or sales tax from the buyer at checkout and pay it over for you. You never see this money. Here's how each tax point hits you:
- Fees land on the tax-inclusive total. Every eBay fee — FVF, per-order, regulatory, international — is charged on the full sale total including any tax eBay collected, not just item + postage.
- UK VAT sits inside your price. If you're VAT-registered, VAT has to be in the listed price (you can't add it after sale), so the FVF lands on the VAT-inclusive total too.
- Import duties are the buyer's problem. Where eBay doesn't pre-collect, the buyer may get a customs bill on arrival. Say so in your listings — surprise bills trigger negative feedback.
- Global Shipping Programme bundles import charges. They go into the buyer's checkout total; you still get only the item price + postage you set.
- Income tax is separate. You still owe HMRC income tax (or corporation tax) on your profit. Model it with the Sole Trader vs Ltd calculator. Near the £90k VAT threshold, the VAT Strategy Calculator compares Standard, Flat Rate and Margin Scheme.
Performance surcharges — Below Standard and "Very high" INAD
Two FVF surcharges kick in if your performance drops below eBay's published bars. eBay checks both on the 20th of each month, then applies them to next month's sales. Here's what each costs and what triggers it:
| Surcharge | Added to variable FVF | What triggers it | Doesn't apply when |
|---|---|---|---|
| Below Standard | +6 percentage points | Transaction defect rate above 2%, or cases closed without seller resolution above 0.3%. A 9.9% Books FVF becomes 15.9%. Lasts until you recover. | — |
| "Very high" INAD (Item Not As Described) | up to +4 percentage points | A "Very high" INAD rating in affected categories, measured against peers in your Service Metrics dashboard (Service Metrics policy). | Fewer than 10 INAD requests were opened against you, or your INAD rate is under 1% in that category. |
Below Standard costs you more than the surcharge. On top of the +6pp, expect:
- Lower Best Match visibility
- Restricted access to Promoted Listings campaigns
- Possible payment holds and selling limits
- Downgrade to a Basic Shop after 60+ days (if you held a Featured or Anchor Shop)
- Permanent selling restrictions, usually after 2 consecutive months — sooner for fraud or buyer-safety concerns
One more rating to watch — "Very high" Item Not Received (INR). It adds no surcharge. But eBay shows buyers longer delivery estimates in the affected categories, slowing your sell-through. Both ratings reset at the next check once you recover. Source: eBay Seller Centre — Seller standards & metrics.
Other situational fees — disputes, currency conversion, two-category, Classified Ads
A few fees only apply in certain cases. Know them before they hit an invoice:
- Dispute fee — £14 ex-VAT (business) / £16.80 inc-VAT (private). A buyer raises a payment dispute (usually a chargeback). If eBay finds you at fault, you pay this on top of the refund. Win the dispute and you pay nothing. It's the same £14 charge: business sees it ex-VAT (reclaimable), private sees inc-VAT.
- Currency conversion — 2.5%. List on a non-UK site (eBay.de, eBay.com) and eBay converts the foreign-currency fees and payout at the wholesale rate plus 2.5%. This applies to private and business sellers.
- Two-category listing — business pays the higher FVF; private pays 35p. Business: eBay charges the higher of the two category rates (a guitar in Music 9.9% and Musical Instruments 10.9% pays 10.9%) and doubles the listing fee. Private: a flat 35p upgrade, no FVF.
- Classified Ad format — flat listing fee, no FVF. Three categories only. There's no Final Value Fee and no Regulatory Operating Fee — just one up-front charge: Business, Office & Industrial £8.69; Property £30.43; Holidays & Travel £13.04. The deal closes off eBay; eBay only hosts the listing.
Off-platform contact still triggers FVF
Swap contact details with a buyer off eBay (email, phone, WhatsApp) to close a sale and eBay can still charge the FVF. It applies to the higher of the fixed price, auction start price, Buy It Now, reserve, or the price you agreed. Their logic: they introduced you. That's why Classified Ads, which send deals off eBay on purpose, use a different model.
Fee credits — when eBay refunds your fees on cancellations & refunds
When a sale falls through — a cancelled order, refund, return or payment dispute — you may get some or all of your fees back. The key point: the 30p/40p per-order fee isn't always refunded. Whether you get it back depends on whose fault the cancellation or refund was.
This section covers what comes back. For the how-to side — cancelling without a transaction defect, which reasons cost you, and the 3-day buyer-request window — see the cancelling an eBay listing in the UK guide.
Cancelled orders — what comes back

Refunds — same logic, two tiers

Partial refunds — credits scale with the refund
Issue a partial refund and your eligible fee credits match the amount you refund. Refund the buyer 20% of the sale and you get back 20% of the eligible fees. Which fees count still depends on the buyer-fault vs seller-fault split above.
Listing fee credit when you relist an unsold or fallen-through item
Didn't sell first time, or the sale fell through? eBay will credit the listing fee on your relist — but only if you meet all of these:
- The item sells after you relist it (no sale, no credit)
- Original and relist use the same format — auction-style or fixed price (Classified Ads don't qualify)
- You use eBay's Relist tool, not a copy-paste new listing
- You relist within 90 days of the original ending
- It's the first manual relist of the item
- The start price isn't higher than the original
- You haven't added a Reserve Price on the relist
Listings removed by eBay
If eBay removes one of your listings, how your fees are credited depends on why:
- Unauthorised account access (account compromise): your listing fees and any final value fees are credited automatically.
- Policy violation: credit is decided case-by-case, and repeat violations count against you.
Currency conversion + refunds — the 120-day rule
If eBay converted currency on the original sale (say you sold on eBay.de in EUR but were paid in GBP), a refund issued within 120 days uses the original sale's exchange rate, not today's. After 120 days, today's rate applies, which can leave a gap between what the buyer gets and what comes off your account. Dispatch cleanly to avoid late refund disputes on cross-site sales.